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If you are a developer looking to test payment flows or verify your own cards:

You input a live sk_live_... key. The tool uses this key as a gateway to Stripe’s processing network [2].

While these tools are used for legitimate stress-testing of payment gateways, they are frequently associated with and fraudulent activity.

Stripe secret keys look like sk_live_4eC39HqLyjWDarjtT1zdp7dc . They are meant to be kept secret by legitimate merchants. Fraudsters obtain them through: