Borrowers utilizing working capital facilities like Cash Credit (CC) or Overdraft (OD) accounts with Union Bank of India (UBI) must submit a periodic . This document serves as proof of the primary security backing your loan. It directly determines your monthly Drawing Power (DP) .
Once you download the form, be prepared to enter the following details:
Inventory purchased on credit from suppliers (creditors). Since you do not fully own this stock yet, the bank excludes its value from drawing power calculations.