Accounts remaining in the sub-standard category for a period exceeding 12 months.
: Rules for opening and maintaining specialized accounts, including those for non-residents (NRE, NRO, FCNR), trusts, and minors. banking guide by g subramanian pdf
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Uncollectible dues where the underlying value of security has eroded entirely, identified by internal or external auditors. Provisioning Norms
AI responses may include mistakes. For financial advice, consult a professional. Learn more March 2019 Banking Digest Insights | PDF - Scribd